We live in an age of great economic concern for trade credit insurance. From 2006 to 2010, bankruptcy situations filed in federal courts for the fiscal year 2010. Take into consideration of record unemployment, troubled marketplaces throughout Europe and changing rapidly currency guidelines, and it’s clear that companies – especially those servicing foreign marketplaces – are facing new found risks. In this environment, even the best of client – those with the best of intentions and excellent payment records – can struggle to meet their payments. In the past, when a client defaulted, the outcome was simple: the clients’ cash flow problem was now their own.